💰🚘Thanks to our customer-first mutual structure, State Farm Mutual Automobile Insurance Company is returning $5 billion in cash back to qualifying auto policyholders. This unique model allows us to prioritize the individuals and families we serve, reinforcing our long-standing commitment to financial strength and stability. In addition, we reduced auto costs in 40 states by an average of 10% in 2025, delivering meaningful savings while continuing to provide dependable coverage and service our customers expect.

🌟Welcome to the John Kasak State Farm Agent office in beautiful Lake City, FL! We have two convenient office locations in Lake City and Perry, FL, and as a longtime resident of Columbia County with over 34 years of experience in the insurance industry, I’m proud to serve my Good Neighbors in Lake Butler, Fort White, Branford, Alachua, White Springs, and all surrounding areas. Our team is committed to providing exceptional service while helping you and your family with all your insurance needs!

Together, my team and I have over 60 years of combined insurance experience. We are bilingual and can assist you in English or Spanish with State Farm’s full range of products and services, including Auto Insurance to keep you covered behind the wheel, Home Insurance to safeguard your personal property and belongings, and Life Insurance to provide a safety net for your family in the event of the unexpected. If you live in an apartment, rental home, or college dorm, no problem — we’ve got Renters Insurance options for you. We also offer Business Insurance for our small business owners, Motorcycle, RV, and Boat Insurance for all your vehicles, Pet Insurance for your four-legged friends, and more! We know getting insurance can feel overwhelming, so our team will walk you through your options and help you choose the coverage that’s right for you!

🍂 Fall is a season of change, fresh routines, and getting ready for what’s ahead. Whether you're settling into new school schedules, preparing your home for cooler weather, traveling for the holidays, or simply getting back into a familiar routine, this time of year brings plenty of transitions. As calendars fill and priorities shift, it’s a great opportunity to review what matters most and make sure you're prepared for the unexpected. While fall brings new beginnings and a change of pace, confidence comes from knowing you have the right insurance coverage in place. Having proper protection helps ensure you’re ready for whatever the season may bring, from changing weather to new milestones and everything in between. As life continues to change, a strong foundation can help keep you moving forward with confidence. This fall, connect with our team and make sure you're covered where it matters most!

⭐See what our customers are saying about us:

"I called this morning, and I needed help to get the insurance transferred over to my new vehicle, Gwen Rainwater was so awesome she took the time to really get things straightened out for me. To get Everything transferred over she is so sweet, so awesome. Thank you so much Gwen for helping me. The whole john kasak team is totally totally awesome" – Debbie

"I am very pleased with the service I received from Madison in the State Farm office. She was very professional and knowledgeable and did an outstanding job in providing information that I needed to switch to Insurance companies after 25 years. Look forward to a great relationship with State Farm." - Paul H.

🚗Auto Insurance: Buckle up with State Farm, and get auto insurance in Lake City, FL that fits your needs. If you need more than auto for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home insurance. It’s fast and easy!

🏠Homeowners Insurance: It pays to protect the place you call home. With homeowners insurance from State Farm, you can rest easy knowing that your home and personal property is covered and that we're available to help you 24/7 online or by phone. We provide homeowners with customized coverage and a host of discounts, so you can rest assured that you're getting great value as well as great protection. Find out how I can identify your insurance needs and help you choose the right insurance to meet them.

👨‍👩‍👦‍👦Life Insurance: Protect the future and the ones you love. We offer life insurance with a variety of options and riders, so ask about the flexible, customized coverage you need to fit your budget and protect all that matters to you.

❤️Health Insurance: As you experience changes in your life, your health insurance coverage needs may change as well. Let State Farm help you find health insurance coverage. We can offer individual medical coverage plans.

🏍️Motorcycle and RV Insurance: State Farm offers motorcycle insurance for two- and three-wheeled motorcycles licensed for use on public roads. While some companies charge extra for certain motorcycle coverage, you get more from State Farm without paying more. From bodily injury and property damage to theft and emergency costs, our motorcycle insurance offers more base coverage so that you only need to add extra coverage if you have specific needs. State Farm offers a variety of options, including recreational vehicle insurance for multiple sports and insurance for leisure bikes like ATVs.

🛥️Boat Insurance: Our boat insurance can help protect you against the uncertainties of owning and operating your boat, motor, and trailer. If your boat causes injury to anyone or damages other boats, docks, or structures, boat insurance has you covered. Injury or damage can come from direct contact with your vessel or situations caused by your vessel, such as large wakes.

🏨Renters Insurance: Renters insurance, also known as apartment insurance, covers your property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage even extends to property in your car. Renters insurance typically covers issues caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

🐕Pet Insurance: Your pets are always there for you – we can help you return the favor. When your pets are sick or injured, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We're here to help with that!

🏢Small Business and Commercial Insurance: Need help finding the right business insurance? Let State Farm help you protect and grow your business. State Farm offers a full range of customizable business insurance coverages to meet your needs. In fact, we’ve been recognized as the “top overall” insurance company for small business. Our agents are small business owners just like you and understand the unique uncertainties small business owners face.

👨‍💼A little about myself: Outside the office, I enjoy fishing, woodworking, playing pickleball, and volunteering. I'm actively involved with organizations like the Kiwanis of Lake City and our local Chamber of Commerce, working to give back to the community. I'm also proud to have been a past Kiwanis president and currently president of our local Chamber of Commerce. My family—wife and two children—and I love exploring the beautiful outdoors of Florida, and my team and I look forward to welcoming you to our office and helping you with your insurance needs.

We assist with out-of-state transfers, so if you’re moving to Columbia, Union, Suwannee, Hamilton, Alachua, or any other nearby counties, we’d love to welcome you! Give us a call or stop by our pet-friendly office today, and we’ll be happy to create a Personal Price Plan® just for you!

Frequently Asked Questions

📚 Why is back-to-school season a good time to review my insurance? New school schedules can mean additional driving, carpools, college moves, and changes in how household vehicles are used. It is a good opportunity to review your auto and renters insurance and make sure your coverage reflects your current needs.

🚗 Should I review my auto insurance when adding a young driver? Yes. Contact our office when a new driver receives a permit or license. We can help you review your coverage and explain savings opportunities that may be available to eligible young drivers, including Good Student and Steer Clear® savings.

🎓 Can renters insurance help a student living away from home? Renters insurance may help protect a student’s belongings and provide liability coverage, depending on the policy and living arrangement. Our team can help you determine which options may fit your student’s situation.

❤️ Why should I review my life insurance coverage? Life changes such as marriage, welcoming a child, changing jobs, or growing your family can affect your financial needs. Reviewing your life insurance coverage regularly can help make sure it continues to align with your current circumstances and the people who depend on you. If you don’t have life insurance, it may also be a good time to explore your coverage options.

🏡 When should I review my home insurance? Consider reviewing your home insurance at least once a year and after major changes such as renovations, purchasing valuable belongings, installing new safety features, or adding outdoor structures.

📅 How often should I review my insurance coverage? We recommend reviewing your insurance at least once a year, during seasonal transitions, and after major life changes such as moving, remodeling, getting married, welcoming a child, or adding a driver.